Welcome to Klincheck. Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, protect, and store your personal information when you use our website, applications, APIs, and identity verification services ("Services"). By using Klincheck, you agree to the collection and use of your information as described in this Privacy Policy.
1 Information We Collect
We may collect the following information:
Personal Information
- Full Name
- Date of Birth
- Gender
- Email Address
- Phone Number
- National Identification Number (NIN)
- Bank Verification Number (BVN) (where applicable)
- Passport Photograph
- Residential Address
- Government-issued identification details
Account Information
- Username
- Password (encrypted)
- Wallet balance
- Transaction history
- Verification history
Technical Information
- IP Address
- Device Information
- Browser Type
- Operating System
- Login Activity
- Cookies
- Usage Analytics
2 How We Use Your Information
Your information may be used to:
- Verify your identity
- Perform KYC and compliance checks
- Process verification requests
- Prevent fraud and identity theft
- Improve our services
- Secure your account
- Process payments
- Respond to customer support requests
- Comply with legal and regulatory obligations
3 Legal Basis for Processing
We process your information for one or more of the following reasons:
- Your consent
- Performance of our services
- Compliance with legal obligations
- Fraud prevention
- Legitimate business interests
4 Data Sharing
We may share your information with:
- Government agencies
- Identity verification providers
- Financial institutions
- Payment processors
- Technology partners
- Law enforcement agencies where legally required
We do not sell your personal information.
5 Data Security
We implement appropriate administrative, technical, and physical security measures to protect your information against:
- Unauthorized access
- Loss
- Theft
- Misuse
- Alteration
- Disclosure
Although we take reasonable steps to secure your information, no system is completely secure.
6 Data Retention
We retain personal information only for as long as necessary to:
- Provide our Services
- Meet legal obligations
- Resolve disputes
- Enforce our agreements
After the applicable retention period, information may be securely deleted or anonymized.
7 Cookies
We use cookies and similar technologies to:
- Keep you logged in
- Improve website performance
- Remember your preferences
- Analyze website usage
- Enhance security
You may disable cookies through your browser settings, although some features may not function properly.
8 Your Rights
Subject to applicable law, you may have the right to:
- Access your personal information
- Correct inaccurate information
- Request deletion of your information
- Restrict processing
- Object to certain processing activities
- Request a copy of your information
- Withdraw consent where applicable
Some requests may be limited where legal obligations require us to retain certain information.
9 Children's Privacy
Klincheck is not intended for individuals under the age of 18.
We do not knowingly collect personal information from children.
10 Third-Party Services
Our Services may rely on third-party providers.
We are not responsible for the privacy practices of external websites or services.
Users should review the privacy policies of those third parties where applicable.
11 International Data Transfers
Where necessary, your information may be processed or stored in jurisdictions outside your country.
Reasonable safeguards will be implemented to protect your information.
12 Changes to this Privacy Policy
We may update this Privacy Policy from time to time.
Any changes will become effective immediately upon publication on the Klincheck website.
Continued use of the Services constitutes acceptance of the updated Privacy Policy.
13 Contact
If you have any questions regarding this Privacy Policy or how your information is handled, please contact us through the Contact Us page available on the Klincheck website.